Many Indiana drivers have noticed their car insurance going up at renewal, even with a clean driving record. Rates often change for reasons that have nothing to do with you, but there are still things you can do to get your best rate, such as:
- Maintaining a good driving history
- Not letting your coverage lapse (no gaps)
- Keeping good credit, which many insurance companies consider when setting rates
So why are rates rising? The biggest factor is the cost of repairing and replacing vehicles. Today’s cars are packed with sensors and technology that make repairs more expensive, parts and body shop labor cost more, and repairs can take longer, which adds to rental car costs. When claims cost more, rates tend to follow.
We represent stable, competitive insurance companies. If your rate has gone up, we would love the chance to give you a no-obligation quote and compare it with your current company. In many cases we can find savings while keeping the same or better coverage.
Wondering if you are paying too much? As an independent agency, we compare Indiana car insurance rates from several companies at once. Request an auto insurance quote or call us at 765-474-2300.