Lafayette Insurance is an independent insurance agency that carries some of the best coverage options in Indiana and Ohio.

Contact Us

3111 Builder Dr Ste 6
Lafayette IN 47909

765-474-2300 Office
765-474-2303 Fax

Working Hours

9.00 - 5.00
9.00 - 5.00
9.00 - 5.00
9.00 - 5.00
9.00 - 5.00
By Appointment

Save on home insurance with a customized policy

Home Insurance - Lafayette Indiana, West Lafayette IN
Homeowners Insurance - Lafayette Insurance

Get Home Insurance from Lafayette Insurance today!

Home insurance protects more than just your dwelling; it provides coverage for your belongings as well as liability.  Most importantly, we will educate you on the covered perils and how to protect against them.  Lafayette Insurance will find you money-saving discounts while adequately protecting your largest investment.  


The steps we take to insure your property.

Initial Consultation

Outside Inspection

Choose Options

Start Coverage

Covered Perils

Some Perils We Provide Coverage For.

A typical home insurance policy provides coverage for the perils listed below and more; however, we can add the additional coverages needed for other perils such as earthquake or sewer and drain.  

Fire and Smoke

LIghtning Strikes

Windstorm and Hail


Vandalism and Mischief

Weight of Ice or Snow


Falling Objects

You can Depend on us to Get the Right Home Insurance Policy.

In other words, Lafayette Insurance is dedicated to providing the best homeowners insurance policies available to its clients at the most reasonable rates.

We've got answers

Frequently Asked Questions

1.What perils are excluded from home insurance policies?

Earthquake, flood, sewer drain, terrorism, and  deterioration to name a few.  Some of the perils are available by endorsement if you would like to add them.

2.What if my neighbors tree fell on my fence?

Typically, your own policy would pay for this loss unless the falling tree was due to your neighbors negligence.

3.Is my business insured by my homeowners policy?

Home insurance is not designed to protect business operations at your home.  Some companies offer incidental business enhancement endorsements that provide some coverage while at home.

4.What home insurance discounts do I qualify for?

Age of home, age of roof, multiple policies, life discount, and more.  We will search for all applicable discounts when preparing your quotes.

5.Why is replacement cost different than purchase price?

Replacement cost based on  todays market is what it would cost us to duplicate your house if you had a total loss.  It does not always correspond with purchase price. 

6.What is loss of use coverage?

Loss of use provides you with temporary housing expenses during covered repairs.

7.Do I need liability coverage?

Liability coverage helps protect your assets and cover legal fees up to the liability limit on your policy when you are found legally liable for causing injury to other people or property.  We always include liability with every home policy.

8.Does home insurance cover my stuff?

Personal property is the part of the home insurance policy that covers your belongings, subject to deductible. 

9.What deductible should I choose?

We recommend choosing a deductible amount that you can afford should you need to use it.  The higher the deductilbe, the lower the premium will be.

10.How much does home insurance cost?

Home insurance rates are determined by several factors, insurance score and age of property are two of the primary components.  We would love an opportunity to provide you with an accurate quote today!

Lafayette Insurance Reviews

What our Client's Say

Licensed advisors that care about our clients
Our average client review is 4.9 of 5 Stars
We represent some of the top insurance companies
Affordable rates and quality service
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