- Trusted Independent Agency Since 2011
Independent Hagerty Insurance Agent
Hagerty Classic Car Insurance in Lafayette, IN, Backed by a Local Agency
Lafayette Insurance is a locally owned, independent agency that helps collectors across Lafayette, West Lafayette and Tippecanoe County insure their classic, antique and enthusiast vehicles with Hagerty, right alongside the everyday coverage they already trust us with.
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4.9-star rated on Google
Serving Greater Lafayette since 2011
3111 Builder Dr., Suite 6, Lafayette
Serving Greater Lafayette since 2011
3111 Builder Dr., Suite 6, Lafayette
Agreed valueYour carâs value is set up front and paid in full after a covered total loss
Collector focusCoverage designed for classic, collector and enthusiast vehicles
Flatbed towingOptional roadside help built for collector cars
One local officeYour classics and your daily drivers, handled in one place
Your local Hagerty agent
A Hagerty insurance agent in Lafayette and West Lafayette
Hagerty specializes in insurance for the cars, trucks and motorcycles people love to drive on weekends, show off at cruise-ins and keep safe in the garage.
A regular auto policy usually pays actual cash value after a total loss, which can fall far short for a collector car. Hagerty policies are built around agreed value instead, so you and the company settle on your carâs worth before anything happens.
For our clients, that means specialty collector coverage with local service. We help you choose the right value, explain the usage and storage guidelines, and keep your Hagerty policy in the same office as your home, auto and umbrella coverage.
Weâre not Hagerty. Weâre a locally owned independent agency that represents Hagerty along with ERIE, Progressive, Nationwide and other insurance companies, so we can help with every vehicle in your garage.
What we can insure with Hagerty
Coverage for the vehicles you collect
Hagerty insures far more than classic cars. Here are some of the vehicles we can help you protect.
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Classic and antique cars
Muscle cars, vintage trucks, hot rods and antiques, insured at an agreed value. Learn more about classic car insurance.
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Modern enthusiast cars
Sports cars and collectible modern vehicles that arenât daily drivers, even current model years.
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Vintage motorcycles
Collector bikes and scooters 25 years or older, with coverage available for riding gear and spare parts. See motorcycle insurance.
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Vintage campers
Towable vintage campers at an agreed value with no appraisal required, plus liability while youâre set up at the campsite. See RV insurance.
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Collector tractors
Antique tractors can be covered alongside your other specialty vehicles. See farm insurance.
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Historic military vehicles
Demilitarized military vehicles, from Jeeps to larger vehicles, can be insured at an agreed value.
Hagerty coverage features
Coverage built the way collectors think
These are some of the features and options available on Hagerty collector vehicle policies.
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Agreed value
A covered total loss pays the full agreed value, minus your deductible, including taxes and fees where state law allows.
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Keep your car after a total loss
Optional coverage lets you keep the car after a covered total loss and still collect its full agreed value.
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Your shop, your way
Choose your own repair shop or get paid to do the work yourself, with claims adjusters trained in collector-car repair.
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Hard-to-find parts
After a covered claim, specialists help track down the parts collector cars need.
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Flatbed roadside help
An optional membership adds roadside service designed for collector cars, including flatbed towing with soft straps.
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Restoration projects
Cars under restoration can be covered while theyâre being worked on.
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Shows, rallies and road trips
Optional travel coverage helps with a rental car, food, lodging and lost event fees after a covered loss away from home.
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Add-on packages
Options in Indiana include car covers, spare parts, trip interruption, post-loss trailering, personal effects and accidental airbag deployment.
Coverage, limits and availability vary by state and policy. Ask us which options apply to your vehicle.
Why work with a local agent
Hagerty coverage, with a local team behind it
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One office for every vehicle
Keep your classic with Hagerty and your daily drivers, home and umbrella with the companies that fit them best, all handled by one local team.
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Help setting the right value
We help you think through your carâs agreed value, including restoration work and market changes, and review it with you over time.
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Umbrella protection for collectors
Hagerty offers an umbrella that can extend over your classic vehicles without moving your home and auto policies, and we can compare it with your other umbrella options.
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Real people when you need help
When you have a question or a claim, you call our Lafayette office first, not a national call center.
Getting started
Get a Hagerty quote in three easy steps
Reach out
Call or text 765-474-2300 or request a quote online.
Tell us about your vehicle
Year, make, model, condition, how itâs stored and how you use it, plus any restoration work or modifications.
Choose your coverage
We walk you through agreed value and the available options, then get your Hagerty coverage started.
Serving Greater Lafayette
Looking for a Hagerty agent near you?
Our office at 3111 Builder Dr. in Lafayette works with collectors throughout Tippecanoe County and the surrounding area, from West Lafayette to Battle Ground and beyond. We can meet in person, by phone or by email, whatever is easiest for you.
LafayetteWest LafayetteTippecanoe CountyBattle GroundDaytonOtterbeinBrookstonDelphiAtticaFrankfortMonticelloBenton CountyWarren County
Hagerty insurance questions
Hagerty insurance questions, answered
Is Lafayette Insurance a Hagerty agent?
Yes. We are an independent agency in Lafayette, Indiana that represents Hagerty, so we can quote and service Hagerty collector vehicle policies for drivers across Lafayette, West Lafayette and Tippecanoe County.
What does agreed value mean?
You and Hagerty agree on your vehicleâs value when the policy is written. If itâs a covered total loss, that agreed value is paid, minus your deductible, instead of a depreciated actual cash value.
Can I drive my classic car every day?
Hagerty collector policies are designed for pleasure use, such as shows, club events and weekend drives, rather than commuting. Your everyday vehicles should stay on a regular auto policy, which we can quote too.
Does my car have to be old to qualify?
No. Along with classic and antique vehicles, Hagerty can insure modern enthusiast cars that arenât daily drivers, even current model years.
Can I insure a car Iâm restoring?
Yes. Cars under restoration can be covered while theyâre being worked on. Ask us how the coverage works for your project, since options vary by state.
Do I have to move my home and auto insurance to get a Hagerty policy?
No. You can keep your home and auto with the companies that fit them best. We represent ERIE, Progressive, Nationwide and others, so we can review everything together.
Lafayette Insurance is an independent insurance agency located at 3111 Builder Dr., Suite 6, Lafayette, IN 47909, and is an appointed agent of Hagerty. Lafayette Insurance is not Hagerty and is not a Hagerty corporate office. HagertyÂŪ is a registered trademark of The Hagerty Group, LLC. Listing a company does not imply that it endorses Lafayette Insurance.
Coverage, features, limits and availability vary by state, vehicle and policy, and are subject to policy terms, conditions, limitations and exclusions.