- Trusted Independent Agency Since 2011
Independent NationwideÂŪ Insurance Agency · Lafayette, Indiana
Nationwide Insurance in Lafayette, IN, with 100 Years of Strength and a Local Agent
Lafayette Insurance is a locally owned, independent agency that writes Nationwide coverage for homes, vehicles, farms and businesses across Greater Lafayette. Nationwide was started by farmers who wanted a fair deal, and that same spirit is how we work: honest advice, real options and a local team that picks up the phone.
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4.9-star rated on Google
Serving Greater Lafayette since 2011
3111 Builder Dr., Suite 6, Lafayette
Since 1926Founded by Ohio farmers, now 100 years strong
FORTUNE 100One of America’s largest companies
A+S&P financial strength rating*
No. 2Writer of farms and ranches in the U.S.*
Your local Nationwide agent
A Nationwide insurance agent in Lafayette and West Lafayette
Nationwide’s story started on the farm. In 1926, a group of Ohio farmers banded together to get a fair price on auto insurance, and the company paid its very first claim, $25, within 24 hours.
A century later, that farmers’ cooperative has grown into one of the largest insurance and financial services companies in the world. Nationwide is headquartered in Columbus, Ohio, is a FORTUNE 100 company, reported $359.8 billion in total assets at the end of 2025, and paid more than $20 billion in claims and benefits to its members. It remains one of the country’s leading insurers of farms and ranches.
In 2018, Nationwide began moving away from its captive agent model to work with independent agents, which is why Lafayette Insurance can offer Nationwide to our clients. We’re not a Nationwide corporate office. We’re an independent agency on Lafayette’s south side, appointed to quote, sell and service Nationwide policies.
Being independent means we can put Nationwide side by side with ERIE, Progressive and other top-rated companies. You see real choices, and we help you choose the coverage that fits your home, your farm or your business.
Nationwide coverage
Nationwide insurance for home, farm, road and business
Nationwide’s product line is one of the broadest in the industry. Here are the areas our clients most often ask us to quote.
Nationwide Home Insurance
Coverage for your home, other structures, belongings and living expenses, with options like Brand New BelongingsÂŪ replacement for covered items.
Home insurance âNationwide Auto Insurance
SmartRideÂŪ and SmartMilesÂŪ programs, Accident ForgivenessÂŪ where available, and a network of repair shops that guarantee their work.
Auto insurance âNationwide Farm & Ag
AgriChoiceÂŪ and CountryChoiceÂŪ farm programs covering farm homes, barns, equipment, livestock operations and farm liability.
Farm insurance âNationwide Business Insurance
Business owners policies, business auto, property, general liability, workers’ compensation, umbrella and more for local businesses.
Business insurance âMotorcycle & Toys
Motorcycles, ATVs, snowmobiles, golf carts and classic cars.
Boat & RV
Boats, personal watercraft and RVs for life on the water and the road.
Renters & Condo
Protect your belongings and liability, wherever you call home.
Umbrella
Extra liability protection above your home, auto and farm policies.
Life Insurance
Nationwide is the No. 3 writer of life insurance in the U.S.* Ask us about options.
Product availability through our agency varies by state, program and underwriting. Call us and we’ll tell you exactly which Nationwide options fit your situation.
Nationwide farm & agribusiness
Farm insurance from a company with farm roots
Tippecanoe County and its neighbors, from Benton and Warren to Carroll and White counties, are some of the most productive farmland in Indiana. Nationwide understands that a farm is a home, a business and a way of life all at once, and it ranks as the No. 2 writer of farms and ranches in the country.
- AgriChoiceÂŪ for traditional farms and ranches, and AgriChoiceÂŪ Plus for growing operations with commercial exposure
- CountryChoiceÂŪ for smaller farm and hobby operations
- Farm homes, barns, outbuildings and farm property
- Tractors, farm equipment, farm trucks, ATVs, UTVs and drones
- Farm liability, umbrella and workers’ compensation options
- Safety resources like Grain Bin Safety Week and ag risk management support
Row cropsHayLivestockDairyPoultryEquineAgritourismSeed dealersHobby farms
Nationwide auto insurance
Why drivers choose Nationwide auto
From usage-based savings to guaranteed repairs, Nationwide offers features that make a real difference when it counts.
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SmartRideÂŪ
A usage-based program that rewards safe driving. Nationwide offers an instant discount when you enroll, with the potential to save more based on how you drive.
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SmartMilesÂŪ
Pay-per-mile coverage with a flexible monthly rate, a great fit for low-mileage drivers, retirees and remote workers.
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Accident ForgivenessÂŪ
Helps you avoid a rate increase after an accident. Availability varies by state, and we’ll tell you how it works on your policy.
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On Your SideÂŪ Repair Network
Repair facilities in Nationwide’s network back their repairs with a written guarantee, so you know the work is done right.
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On Your SideÂŪ Review
An annual coverage check-in with your agent. At Lafayette Insurance, that’s us, reviewing your coverage with you every year.
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Discounts That Add Up
Multi-policy bundles, safe driver discounts, and savings for automatic payments and paperless billing can all lower your premium.
Coverages, programs and discounts are subject to eligibility and underwriting and are not available in all states.
Nationwide home insurance
Home coverage from a top-10 homeowners insurer
Nationwide ranks as the No. 9 writer of homeowners insurance in the country. Its homeowners policies protect what matters most and can be bundled with your auto for extra savings.
- Dwelling coverage for your home’s structure, from the roof to the walls
- Other structures like sheds, detached garages and fences
- Personal property for your clothing, furniture, appliances and electronics, on and off your premises
- Loss of use coverage for temporary housing during covered repairs
- Optional Brand New BelongingsÂŪ to repair or replace covered possessions regardless of age or condition
- Bundle home and auto, and add an umbrella for extra liability protection
Nationwide business insurance
Coverage for Greater Lafayette’s businesses
Nationwide offers small and midsize businesses a full lineup of commercial coverage, with industry-specific options for the kinds of businesses that keep our community running.
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Businessowners Policy
Property and liability coverage packaged together for small businesses, often at a better value than buying separately.
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Business Auto
Coverage for the cars, trucks and vans your business depends on, from a single vehicle to a fleet.
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Workers’ Compensation
Protection for your employees and your business if someone is hurt on the job.
ContractorsAuto service & repairRestaurants & food serviceProfessional officesRetail storesWholesalers & distributorsAgribusiness
Strength & recognition
The strength behind your Nationwide policy
A century of keeping promises to members. Here’s why we’re proud to offer Nationwide to our clients.
100 Years
Founded in 1926 by Ohio farmers, Nationwide is celebrating its centennial, a milestone fewer than one-half of 1 percent of U.S. companies ever reach.
Source: Nationwide 2025 Annual ReportA+
Nationwide Mutual Insurance Company, which backs Nationwide’s property and casualty companies, holds an A+ financial strength rating from S&P.
Source: S&P, affirmed April 2025, as reported by NationwideFORTUNE 100
Nationwide is a FORTUNE 100 company, ranking among the largest companies in the United States.
Source: Nationwide 2025 Annual Report$359.8B
Nationwide reported $359.8 billion in total assets and $20.2 billion in claims and benefits paid to members.
Source: Nationwide 2025 Annual Report, as of 12/31/25No. 2
Nationwide is the No. 2 writer of farms and ranches in the country, continuing the farm heritage it was built on.
Source: AM Best, 2024 direct premiums written, as reported by NationwideNo. 9
Nationwide is the No. 9 writer of homeowners insurance in the U.S. and the No. 3 writer of life insurance.
Sources: AM Best 2024 DWP; LIMRA Q3 2025, as reported by Nationwide
The Lafayette Insurance difference
Nationwide’s protection, with a local team behind it
Nationwide partners with independent agents because local advice matters. Here’s what working with Lafayette Insurance looks like.
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Truly local since 2011
We live and work in Greater Lafayette. Our office is on Builder Drive on the south side, and our licensed agents are a phone call or text away.
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Independent, so you get options
We compare Nationwide with ERIE, Progressive and other top-rated carriers, so you can see your choices side by side.
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We know farms and families
Whether it’s a farmhouse with outbuildings or a new home in West Lafayette, we make sure your coverage fits how you actually live.
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Help when you file a claim
Call us first. We’ll help you start your Nationwide claim, explain what to expect and stay with you until it’s resolved.
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A coverage check-up every year
We review your coverage at renewal so your policies keep up with new vehicles, buildings, equipment and life changes.
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Rated 4.9 stars by our clients
Our clients consistently praise our fast, accurate quotes and friendly coverage reviews. We’d love the chance to earn your review too.
Getting started
Get a Nationwide quote in three easy steps
Reach out
Call or text 765-474-2300, stop by our office, or request a quote online.
We shop it for you
A licensed agent gathers your details, quotes Nationwide and compares other carriers to find your best value.
Review & get covered
We walk you through every coverage, answer your questions, and handle the switch from your current insurer.
Looking for a Nationwide agent near you?
Whether you need coverage for your home, your vehicles, your farm or your business, Lafayette Insurance is ready to help today.
Areas we serve
Nationwide insurance across Greater Lafayette
Most of our clients live, work and farm in Tippecanoe County and the surrounding area, but we help Indiana families, farms and businesses wherever they are.
LafayetteWest LafayetteTippecanoe CountyBattle GroundDaytonOtterbeinBrookstonDelphiAtticaFrankfortMonticelloBenton CountyWarren County
FAQ
Nationwide insurance questions, answered
Is Lafayette Insurance part of Nationwide?
No. Lafayette Insurance is a locally owned, independent insurance agency. We’re appointed to sell and service Nationwide policies, and we also represent ERIE, Progressive and other top-rated insurance companies.
Can I get Nationwide through an independent agent?
Yes. Nationwide works with independent agents like Lafayette Insurance. You get Nationwide’s coverage and claims service, plus a local agent who can compare it with other carriers and help you over the life of your policy.
Does Nationwide insure farms?
Yes. Nationwide was founded by farmers and is the No. 2 writer of farms and ranches in the U.S. Its AgriChoiceÂŪ and CountryChoiceÂŪ programs can cover farm homes, buildings, equipment, farm vehicles and liability. Call us to talk through your operation.
What is Nationwide SmartRideÂŪ?
SmartRide is Nationwide’s usage-based auto program. It rewards safe driving habits with a discount, starting with an enrollment discount. We can help you decide whether SmartRide or pay-per-mile SmartMilesÂŪ is a better fit.
What is an On Your SideÂŪ Review?
It’s a free annual check-in with your agent to make sure your coverage still fits your life. At Lafayette Insurance, we review every client’s coverage at renewal.
Do you only sell Nationwide?
No. We also represent ERIE Insurance, Progressive and other top-rated companies. As an independent agency, we compare carriers so you get the right coverage at the best value. See all of the companies we represent.
Lafayette Insurance is an independent insurance agency located at 3111 Builder Dr., Suite 6, Lafayette, IN 47909, and is an appointed agent of Nationwide. Lafayette Insurance is not Nationwide and is not a Nationwide corporate office. Nationwide, the Nationwide N and Eagle, SmartRide, SmartMiles, Accident Forgiveness, Brand New Belongings, On Your Side, AgriChoice and CountryChoice are service marks of Nationwide Mutual Insurance Company.
Products are underwritten by Nationwide Mutual Insurance Company and affiliated companies, are subject to underwriting guidelines, review and approval, and are not available to all persons in all states. Coverages, programs and discounts described are subject to policy terms, conditions, limitations and exclusions. Talk with a Lafayette Insurance agent for details.
*Statistics and rankings are as reported by Nationwide in its 2025 Annual Report: financial figures as of 12/31/25; S&P rating for Nationwide Mutual Insurance Company affirmed 04/12/25; No. 2 writer of farms and ranches and No. 9 writer of homeowners insurance based on AM Best 2024 direct premiums written; No. 3 writer of life insurance per LIMRA, Q3 2025. FORTUNEÂŪ is a registered trademark of its owner, which is not affiliated with and does not endorse the products or services of Nationwide or Lafayette Insurance.