- Trusted Independent Agency Since 2011
Independent ERIEÂŪ Insurance Agency · Lafayette, Indiana
ERIE Insurance in Lafayette, IN, from a Local Agency You Can Call by Name
Lafayette Insurance is a locally owned, independent agency that writes Erie Insurance auto, home, life and business coverage for families and businesses across Greater Lafayette. You get ERIE’s century-old reputation for service, plus a local team that answers the phone, explains your coverage in plain English, and stands beside you at claim time.
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4.9-star rated on Google
Serving Greater Lafayette since 2011
3111 Builder Dr., Suite 6, Lafayette
100 YearsERIE has been protecting customers since 1925
A (Excellent)A.M. Best financial strength rating
FORTUNE 500ÂŪNo. 308 on the 2026 list
7 Million+Auto, home and business policies in force
Your local ERIE agent
An Erie Insurance agent in Lafayette and West Lafayette
Erie Insurance does not sell through call centers or a national sales force. Every ERIE policy is written and serviced by a local, independent agent, and in Lafayette that includes us.
Erie Insurance was founded in Erie, Pennsylvania, in 1925 by H.O. Hirt and O.G. Crawford on a simple promise: to provide its policyholders with as near perfect protection, and as near perfect service, as is humanly possible. A century later, ERIE has grown into a Fortune 500 company with more than 7 million policies in force, yet it still relies on more than 13,000 independent agents in the communities it serves. Indiana is one of the 12 states (plus Washington, D.C.) where ERIE does business.
That’s where Lafayette Insurance comes in. We’re not Erie Insurance’s corporate office; we’re your neighbors on Lafayette’s south side, an independent agency appointed to quote, sell and service ERIE auto, home, life and business insurance. When you call us, you reach a licensed local agent who knows Tippecanoe County, knows ERIE’s products inside and out, and will still be here when you need help with a claim.
Because we’re independent, we also represent other top-rated insurance companies. If ERIE is the best fit for you, and it often is, we’ll show you exactly why. If another carrier offers you better value, we’ll tell you that too. Either way, you get an honest, side-by-side comparison and one local team to call for everything.
ERIE coverage we write
Erie Insurance products for Lafayette families and businesses
From your first car to your family business, we can build an ERIE policy, or a bundle of them, around the way you actually live and work.
ERIE Auto Insurance
Rate Lock, accident forgiveness, a deductible that shrinks when you stay claims-free, and new-car replacement options. Cars, trucks, motorcycles, RVs, ATVs and more.
Auto insurance âERIE Home Insurance
Homeowners coverage built around Guaranteed Replacement Cost on eligible homes, broad protection for your belongings, and help with living expenses if you can’t stay home after a covered loss.
Home insurance âERIE Life Insurance
Term, whole life and ERIExpress coverage from Erie Family Life, so the people you love are protected, whether you need a 20-year term or lifetime coverage.
Life insurance âERIE Business Insurance
The ErieSecure BusinessÂŪ policy, commercial auto, workers’ compensation, umbrella, cyber and more, packaged for contractors, retailers, restaurants, offices and other local businesses.
Business insurance âRenters
Affordable protection for your belongings and liability, ideal near Purdue.
Condo
Covers your unit’s interior, upgrades and contents beyond the HOA’s master policy.
Motorcycle & Toys
Motorcycles, RVs, ATVs and snowmobiles can join your ERIE auto policy.
Personal Umbrella
Extra liability protection on top of your home and auto policies.
Annuities
Retirement savings options through Erie Family Life. Ask us for details.
ERIE auto insurance
Why Lafayette drivers choose an ERIE auto policy
ERIE’s auto policy is known for including extras that many insurers charge more for, or don’t offer at all. Here are some of the features our clients ask about most.
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ERIE Rate LockÂŪ
Your rate only changes if you add or remove a vehicle or driver, or change where your car is usually parked. No surprise increases at renewal just because the market moved.
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First Accident Forgiveness
Once you’ve been with ERIE for three years, your first at-fault accident won’t trigger a surcharge on your policy.
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Diminishing Deductible
Your deductible can drop $100 for every consecutive claims-free policy year, up to $500 off, rewarding you for safe driving.
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New & Used Car Replacement
With Auto Security, if a car that’s two years old or newer is totaled, it can be replaced with a new one of the latest model year. Lease/loan protection is available too.
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Pet Injury Coverage
If your dog or cat is hurt in an accident while riding in your insured car, ERIE helps with vet bills, up to $500 per pet and $1,000 total.
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YourTurnÂŪ & teenSMARTÂŪ
Earn rewards for safe driving with ERIE’s YourTurnÂŪ app, and help new teen drivers build good habits, with a potential discount when they complete teenSMARTÂŪ.
Some features are part of the base policy, while others are optional or included with ERIE Auto PlusÂŪ. Availability, eligibility and terms vary; we’ll walk you through exactly what applies to your Indiana policy.
ERIE home insurance
Homeowners coverage that goes the distance
When something goes wrong at home, the last thing you want is to discover your policy has a gap. ERIE’s homeowners policy is built to avoid that, and our team makes sure your coverage matches the home you actually have.
- Guaranteed Replacement Cost on eligible homes, so a covered total loss is rebuilt even if costs exceed your dwelling limit
- Broad personal property protection, including coverage for many lost or misplaced items
- Strong built-in limits for jewelry, watches, firearms and other valuables
- Additional living expenses while your home is repaired after a covered loss
- Personal liability protection that follows you worldwide
- Thoughtful extras like reimbursement for gift cards from a local business that closes
Pair your home and auto with ERIE and you can earn a multi-policy discount. ERIE says a typical bundle saves about 20%, depending on the state. Alarm, sprinkler and advance-quote credits can add even more savings.
Quote My Home & Auto
ERIE business insurance
Coverage for Greater Lafayette’s businesses
From contractors and restaurants to retail shops and professional offices, ERIE has industry packages built around the risks local businesses actually face. The ErieSecure BusinessÂŪ policy brings real-time quoting, helpful discounts and coverage options like Guaranteed Replacement Cost, Cyber Suite and Employment Practices Liability.
- Commercial property, general liability and business owners packages
- Business auto for the vehicles your team depends on
- Workers’ compensation and business umbrella
- Cyber, crime and employment practices liability
- Commercial and contract bonds, plus key person life insurance
ContractorsRestaurantsRetailersProfessional officesAuto servicesManufacturersTechnologyReligious organizationsVets & pet careBreweries & wineries
ERIE life insurance
Life insurance from Erie Family Life
Life insurance is one of the most important things you can do for the people who depend on you, and with ERIE it can be simpler than you think.
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Term Life
Affordable protection for a set period, with terms like 10, 15, 20 or 30 years, while you raise a family or pay off a mortgage.
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Whole Life
Lifetime coverage with level premiums and the potential to build cash value. An optional long-term care rider is available.
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ERIExpress Life
Coverage up to $500,000 with a simplified application, no medical exam, and a faster decision.
Awards & recognition
The strength behind your ERIE policy
When you buy insurance, you’re buying a promise. Here’s why we’re proud to put ERIE’s promise in front of our clients.
A (Excellent)
A.M. Best rates ERIE’s property/casualty companies and Erie Family Life Insurance Company A (Excellent) for financial strength, an independent measure of an insurer’s ability to pay claims.
Source: A.M. Best, as reported by ERIENo. 308
ERIE ranks No. 308 on the 2026 FORTUNE 500ÂŪ list of the largest American companies, up 15 spots from the year before. It first joined the list in 2003.
Source: FORTUNE 500ÂŪ, 2026Top 12
ERIE ranks among the 12 largest auto and homeowners insurers in the country, and among the 10 largest business insurers, based on direct premiums written.
Source: Best’s Insurance Reports 2025, as reported by ERIE12 ACE Awards
Since 2016, ERIE has earned 12 Confirmit ACE (Achievement in Customer Excellence) awards, including six consecutive awards for Voice of the Customer.
Source: ERIE awards and rankings87%+
ERIE reports that more than 87% of its auto customers stay with ERIE year after year, a reflection of the service behind the policy.
Source: erieinsurance.com100 Years
Founded in 1925, ERIE has spent a century building its business on honesty, decency, service and affordability, with 24/7 claims support every day of the year.
Source: ERIE
The Lafayette Insurance difference
ERIE’s protection, with a local team behind it
ERIE built its reputation on agents who know their customers. Here’s what working with Lafayette Insurance looks like.
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Truly local since 2011
We live and work in Greater Lafayette. Our office is on Builder Drive on the south side, and our licensed agents are a phone call or text away.
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Independent, so you get options
We quote ERIE and compare other top-rated carriers, so you can see your choices side by side and pick with confidence.
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Help when you file a claim
When something happens, call us first. We’ll help you start your ERIE claim, explain what to expect, and stay with you until it’s resolved.
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A coverage check-up every year
Life changes. We review your coverage at renewal so your policies keep up with new cars, new homes, new drivers and new businesses.
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Bundles that make sense
Home, auto, umbrella, life and business with one agency means fewer gaps, potential multi-policy savings, and one team that knows your whole picture.
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Rated 4.9 stars by our clients
Our clients consistently praise our fast, accurate quotes and friendly coverage reviews. We’d love the chance to earn your review too.
Getting started
Get an ERIE quote in three easy steps
Reach out
Call or text 765-474-2300, stop by our office, or request a quote online.
We build your quote
A licensed agent gathers your details, quotes ERIE, and compares other carriers when it can save you money.
Review & get covered
We walk you through your coverage line by line, answer every question, and handle the switch for you.
Looking for an Erie Insurance agent near you?
Whether you’re new to ERIE or already an ERIE customer looking for a local agent, Lafayette Insurance is ready to help today.
Areas we serve
ERIE insurance across Greater Lafayette
Most of our clients live and work in Tippecanoe County and the surrounding area, but we help Indiana families and businesses wherever they are.
LafayetteWest LafayetteTippecanoe CountyPurdue University areaBattle GroundDaytonOtterbeinBrookstonDelphiAtticaFrankfortMonticello
FAQ
Erie Insurance questions, answered
Is Lafayette Insurance part of Erie Insurance?
No. Lafayette Insurance is a locally owned, independent insurance agency. We’re appointed to sell and service Erie Insurance policies, and we also represent other top-rated insurance companies. ERIE sells exclusively through independent agents like us, so when you buy ERIE in Lafayette, a local agency like ours is who you’ll work with.
How do I get an ERIE quote in Lafayette, IN?
Call or text us at 765-474-2300, request a quote online, or visit our office at 3111 Builder Dr., Suite 6. Have your current declarations page handy, and we can usually turn an auto or home quote around quickly.
I already have ERIE. Can Lafayette Insurance be my agent?
Often, yes. If you’d like a local agent to review your ERIE coverage, help with changes or bundle more policies, give us a call and we’ll explain your options.
What is ERIE Rate LockÂŪ?
ERIE Rate LockÂŪ is a feature of ERIE’s auto policy that keeps your rate from changing unless you add or remove a vehicle or driver, or change the address where your car is usually kept. It’s one of the most popular reasons drivers switch to ERIE.
Can you help me with an Erie Insurance claim?
Yes. Call us first and we’ll help you get your claim started, explain what to expect, and follow up with ERIE for you. ERIE also offers 24/7 claims reporting through its website and mobile app.
Do you only sell Erie Insurance?
No. ERIE is one of the companies we represent, and it’s a great fit for many of our clients. As an independent agency, we can also compare other carriers so you get the right coverage at the best value.
Lafayette Insurance is an independent insurance agency located at 3111 Builder Dr., Suite 6, Lafayette, IN 47909, and is an authorized agent of Erie Insurance. Lafayette Insurance is not Erie Insurance and is not the Erie Insurance home office. ERIEÂŪ, Erie InsuranceÂŪ, ERIE Rate LockÂŪ, ERIE Auto PlusÂŪ, ErieSecure BusinessÂŪ, YourTurnÂŪ and related marks are trademarks of Erie Indemnity Company or its affiliates. teenSMARTÂŪ is a trademark of its respective owner.
Coverages, features and discounts described are subject to eligibility, underwriting, policy terms, conditions, limitations and exclusions, and may vary or be unavailable in some situations. Not all features are included in the base policy; some require additional purchase. See the policy or talk with a Lafayette Insurance agent for details. Life insurance is issued by Erie Family Life Insurance Company.
Rankings and statistics are as reported by Erie Insurance: industry rankings based on direct premiums written, Best’s Insurance Reports 2025; FORTUNE 500ÂŪ ranking based on total revenue for fiscal year 2025. Fortune and Fortune 500 are registered trademarks of Fortune Media IP Limited and are used under license; Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, Erie Insurance or Lafayette Insurance.