- Trusted Independent Agency Since 2011
Independent Insurance Agency · Lafayette, Indiana
The Insurance Companies We Represent in Lafayette, IN
Lafayette Insurance is an independent agency, which means we don’t work for one insurance company. We work for you. We represent a lineup of strong, well-known carriers, compare them side by side, and help you choose the right coverage for your home, vehicles, farm or business at the best value.
â
â
â
â
â
4.9-star rated on Google
Serving Greater Lafayette since 2011
3111 Builder Dr., Suite 6, Lafayette
One CallMultiple quotes from top-rated carriers
Since 2011Locally owned in Lafayette, Indiana
4.9 â
Average rating from our clients on Google
Every YearCoverage check-up for every client
Why independent matters
One local agency, many insurance companies
When you call a captive agent, you get one company’s price. When you call Lafayette Insurance, you get choices.
Every insurance company is good at some things and not as competitive at others. One carrier may have the best rate for a young driver, another may love newer homes, and another may specialize in farms, mobile homes or commercial trucks. As an independent agency, we know where each company shines, and we put that knowledge to work for you.
We gather your information once, quote the carriers that fit your situation, and lay the options out side by side in plain English. If your rates climb at renewal, we can shop your coverage again without you starting over. And because we’re local, you have one team to call for questions, changes and claims, no matter which company insures you.
Our carriers
Companies we represent
Here are some of the insurance companies we work with, and the coverage each one is best known for.
Featured
ERIE Insurance
A Fortune 500 insurer founded in 1925 and known for outstanding service, ERIE Rate LockÂŪ auto policies, Guaranteed Replacement Cost on eligible homes, business packages and Erie Family Life coverage.
Learn about ERIE âFeatured
Progressive
The nation’s largest auto insurer and No. 1 in commercial auto and motorcycle insurance, with SnapshotÂŪ savings and Progressive Home coverage that bundles with your auto.
Learn about Progressive âFeatured
Nationwide
A FORTUNE 100 company founded by farmers in 1926, Nationwide is one of the country’s leading farm and ranch insurers and offers home, auto and business coverage.
Learn about Nationwide âGEICO
A Berkshire Hathaway company and one of the largest auto insurers in the country, GEICO gives our clients another highly competitive option when we shop their auto coverage.
National General
An Allstate company offering auto, home, condo, renters, RV, motorcycle and umbrella coverage, plus commercial vehicle insurance. A strong option for drivers and homes that need flexibility.
Openly
Premium homeowners insurance sold only through independent agents, with high-limit guaranteed replacement cost options and optional coverages like water backup and equipment breakdown. Great for higher-value homes.
Foremost
Part of Farmers Insurance and a specialty insurer since 1952, Foremost covers mobile and manufactured homes, landlord and rental homes, RVs, motorcycles, boats and collectible autos.
Learn about Foremost âUniversal Property
Universal Property & Casualty Insurance Company offers homeowners, condo, renters and landlord coverage, giving us another property option to compare for your home.
BHHC
Berkshire Hathaway Homestate Companies, part of the Berkshire Hathaway Insurance Group, writes workers’ compensation, commercial property and commercial auto coverage for businesses.
We also work with additional specialty and commercial markets for hard-to-place risks. Carrier availability depends on your location, the type of coverage and underwriting.
Find your fit
Which company is right for you?
There’s no single best insurance company, only the best fit for you. Here’s where we often start for common needs.
ð
Home & auto bundles
ERIE, Progressive, Nationwide and National General all offer multi-policy savings when you bundle your home and auto.
ðĄ
Higher-value homes
Openly, ERIE and Nationwide are strong choices when you need higher limits and broad replacement cost protection.
ð
Farms & acreage
Nationwide’s farm programs are built for working farms, hobby farms and the buildings and equipment that go with them.
ð
Auto shoppers
ERIE, Progressive, GEICO, Nationwide and National General give us plenty of ways to find a competitive auto rate.
ðïļ
Mobile homes, rentals & toys
Foremost specializes in manufactured homes, landlord coverage and recreational vehicles, with Progressive and Universal Property as other options.
ð
Business & commercial auto
Progressive, ERIE, Nationwide and BHHC give us strong options for commercial auto, business packages, property and workers’ comp.
Every situation is different. We’ll recommend carriers based on your actual details, not a one-size-fits-all list.
How it works
Compare insurance companies in three easy steps
Tell us once
Call or text 765-474-2300, stop by, or request a quote online. We gather your details one time.
We shop the market
A licensed agent quotes the carriers that fit your situation and compares coverage, not just price.
Choose with confidence
We review your options side by side, answer every question and handle the switch for you.
Ready to see what your options look like?
One call to Lafayette Insurance puts multiple top-rated insurance companies to work for you.
Areas we serve
Independent insurance across Greater Lafayette
Most of our clients live and work in Tippecanoe County and the surrounding area, but we help Indiana families, farms and businesses wherever they are.
LafayetteWest LafayetteTippecanoe CountyPurdue University areaBattle GroundDaytonOtterbeinBrookstonDelphiAtticaFrankfortMonticello
FAQ
Independent agency questions, answered
What is an independent insurance agency?
An independent agency is appointed with several insurance companies instead of just one. That lets us compare carriers for you and recommend the coverage that fits best, rather than selling a single company’s products.
Does it cost more to use an independent agent?
No. We don’t charge you a fee to quote or compare coverage. You get local advice and multiple options at no extra cost.
Can I have policies with different companies?
Yes. Sometimes the best value is your auto with one company and your home or business with another. We’ll show you when bundling saves more and when splitting makes sense.
What happens if my rates go up at renewal?
Give us a call. We review renewals and can shop your coverage with our other carriers to see if there’s a better option, without you having to start over.
Who do I call if I have a claim?
Call us first at 765-474-2300. We’ll help you report the claim to your insurance company, explain what to expect and follow up for you.
Lafayette Insurance is an independent insurance agency located at 3111 Builder Dr., Suite 6, Lafayette, IN 47909. Company names, products and marks referenced on this page are the property of their respective owners. Listing a company does not imply that it endorses Lafayette Insurance. ERIEÂŪ and ERIE Rate LockÂŪ are marks of Erie Indemnity Company; ProgressiveÂŪ and SnapshotÂŪ are marks of Progressive Casualty Insurance Company; Nationwide and the Nationwide N and Eagle are service marks of Nationwide Mutual Insurance Company; GEICO is a registered service mark of Government Employees Insurance Company.
Carrier availability, coverages and discounts vary by state, product and underwriting, and are subject to policy terms, conditions, limitations and exclusions. Rankings and company facts are as reported by each company. Talk with a Lafayette Insurance agent for details.