- Trusted Independent Agency Since 2011
Life Insurance & Annuities in Lafayette, IN
Life Insurance - Indiana
Get a life insurance quote today Lafayette Insurance
Your loved ones depend on you. What happens if your family suddenly is without your income? Who is going to pay the final expenses? Mortgage payment? A life insurance policy can help you answer these questions. Â
âWe offer term life, whole life, and universal life insurance policies that can be customized unique to you and your family’s needs. Â
âAlready have life insurance through your employer? Group life typically ends or becomes annually renewable which could result in a significant premium change making it unaffordable. If you own your own policy, you can control what happens in this situation. Â
âLife insurance usually costs much less than people think.
Our life companies have very simple quoting applications we can complete in a few minutes to get you an indication on rates. Â
Call: 765-474-2300
Life Insurance for Lafayette, West Lafayette and Zionsville Families
A life insurance policy replaces your income for the people who depend on you, so a mortgage, college plans or final expenses do not fall on your family. As an independent agency, Lafayette Insurance compares policies from multiple life insurance companies to find the right fit and price.
Term, whole and universal life
- Term life covers a set period, such as 10, 20 or 30 years, and usually costs the least for the amount of coverage.
- Whole life lasts your entire life, with level premiums and cash value that builds over time.
- Universal life is permanent coverage with more flexibility in how much you pay and how much coverage you carry.
How much coverage do you need?
A common starting point is to add up your mortgage, other debts, final expenses and the years of income your family would need, then subtract your savings and any coverage you already have. We will walk through those numbers with you, and most applications take only a few minutes to get an indication of rates.
Coverage through work
Group life through an employer often ends when you leave the job, or becomes much more expensive. Owning your own policy keeps you in control of your coverage.
Annuities and Medicare supplements
We also offer annuities and help Hoosiers turning 65 compare Medicare Supplement plans. Pair your life policy with the right home and auto coverage for complete protection.
We help families in Lafayette, West Lafayette, across Tippecanoe County and in Zionsville choose the right life insurance.
Talk to a licensed agent: call or text 765-474-2300 or request a life insurance quote.
Our process
Compare Quotes from Lafayette Insurance
01. Provide Details
Tell us a little bit about what you are wanting to insure.
02. Discuss Coverages
We educate you on insurance coverages relevant to you.
03. Compare Quotes
We shop multiple companies to find the best rates and protection.
04. Pick Your Policy
Choose the insurance plan that works best for your individual needs.
Lafayette Insurance Reviews
What our Clients Say
Joe and his staff are top notch. I never worry if I have an issue involving insurance. They are there to help make the experience worry free and professional. Itâs worth your time to give Lafayette Insurance a call.
Tremendous support from Joe Couch. He was readily-accessible, diligent, and a tremendous help through the process of switching policies. Would recommend to everyone.
Joe Sr. and Jr. are both professional and do the very best they can to get you the best deal possible. They have reached out to me to let me know of opportunities to decrease my rates before my terms were up so I could plan accordingly. They always answer when I text or call with a problem. Can't say enough good things about this company or the people running it!
Very professional and responsive. After calling several agencies in the area, our quote was 15% lower than anywhere else!
Joe Jr. looks out for you. Initially he had me with one insurance agency. 1 year in and upon finding a new deal, he contacted me, helped me save some money, and found a more reliant insurance company for my family's vehicles. He is personable and offers good advice without trying to overexert influence. I have not had to deal with a wreck yet and working through a claim, but I will update this post if it happens.
They are very nice and will find the best deal for you. They also follow up with you in the future to better you in better insurance for less.
The Couch team is great, I wound up switching to them from another company. I saved money, got better BOP coverage, better Work Comp coverage, and fadter service. I highly recommend them to any Business in the Lafayette area.