- Trusted Independent Agency Since 2011
Farm Insurance: Call us today for a Farm Insurance quote
Farm Insurance Indiana
Get a farm insurance quote from Lafayette Insurance
A farm can be your place of business at home. We want to help you protect what you have worked so hard to build. Lafayette Insurance can help you design a plan to help you insure your farmâs specific needs. To learn more about how we can help you protect your farm, call the number below or fill out our online quote form.
Call: 765-474-2300
Farm Insurance in Tippecanoe County and Across Indiana
Farming is woven into the fabric of Tippecanoe County, from family corn and soybean operations to livestock barns and hobby farms outside Lafayette, Battle Ground, Dayton and Clarks Hill. Lafayette Insurance helps farm families protect their homes, equipment, buildings and livelihood with coverage built for the way they actually farm.
What farm insurance can cover
- Farm dwelling: your house and personal belongings, similar to a homeowners policy.
- Barns and outbuildings: machine sheds, pole barns, grain bins, silos and shops.
- Farm personal property: tractors, combines, implements, livestock, feed, seed and stored grain.
- Farm liability: protection if someone is hurt on your property or by your farm operations, including livestock that gets loose.
- Farm vehicles: trucks and trailers used in the operation.
- Umbrella: extra liability protection for families with significant land and equipment.
Hobby farms and rural homes
Not every farm is a full-time operation. If you have a few acres, horses, chickens or a small cattle herd, a regular homeowners policy may leave gaps. Many insurers offer hobby farm coverage that combines your home with outbuildings, small equipment and farm liability at a reasonable price.
Custom farming and side income
Doing custom harvesting, hauling or spraying for neighbors? Renting out farmland or a farmhouse? Those activities can change your coverage needs. Tell us everything your operation does so nothing is left uncovered.
Why an independent agent for farm insurance?
Farm coverage varies widely from company to company. We represent multiple carriers, including Nationwide, which has deep roots in farm insurance, so we can compare options and build a policy around your operation. Learn more on our Nationwide insurance page.
Farm insurance FAQs
Is my equipment covered when I’m working a field away from home?
Most farm policies can cover equipment wherever it’s being used. We’ll confirm that’s included.
Do I need to schedule my equipment?
Higher-value machinery is often listed individually so it’s insured for its true value. Smaller items can be covered under a blanket limit.
Call 765-474-2300 to talk through farm insurance for your operation.
What sets our farm insurance companies apart
Companies we represent for farm insurance include ERIE, Nationwide and National General. Each one has its own strengths, and these are some of the options available through them:
- Hobby farms: Part-time or hobby farm coverage can be added directly to a homeowners policy.
- Livestock: Coverage protects cattle, sheep, swine, horses and mules, and scheduled animals can be settled at replacement cost.
- Farm liability and dwelling: Farm policies can include farmers comprehensive personal liability and replacement cost coverage on the main farm dwelling.
- Renting your farm: A separate policy form is available for full-time farmers who rent their farm instead of owning it.
- Antique tractors: Collector tractors can be covered on a collector policy alongside your other specialty vehicles.
Features, limits and availability vary by company and policy. Ask us which options fit you.
Our process
Compare Quotes from Lafayette Insurance
01. Provide Details
Tell us a little bit about what you are wanting to insure.
02. Discuss Coverages
We educate you on insurance coverages relevant to you.
03. Compare Quotes
We shop multiple companies to find the best rates and protection.
04. Pick Your Policy
Choose the insurance plan that works best for your individual needs.
Lafayette Insurance Reviews
What our Clients Say
Joe and his staff are top notch. I never worry if I have an issue involving insurance. They are there to help make the experience worry free and professional. Itâs worth your time to give Lafayette Insurance a call.
Tremendous support from Joe Couch. He was readily-accessible, diligent, and a tremendous help through the process of switching policies. Would recommend to everyone.
Joe Sr. and Jr. are both professional and do the very best they can to get you the best deal possible. They have reached out to me to let me know of opportunities to decrease my rates before my terms were up so I could plan accordingly. They always answer when I text or call with a problem. Can't say enough good things about this company or the people running it!
Very professional and responsive. After calling several agencies in the area, our quote was 15% lower than anywhere else!
Joe Jr. looks out for you. Initially he had me with one insurance agency. 1 year in and upon finding a new deal, he contacted me, helped me save some money, and found a more reliant insurance company for my family's vehicles. He is personable and offers good advice without trying to overexert influence. I have not had to deal with a wreck yet and working through a claim, but I will update this post if it happens.
They are very nice and will find the best deal for you. They also follow up with you in the future to better you in better insurance for less.
The Couch team is great, I wound up switching to them from another company. I saved money, got better BOP coverage, better Work Comp coverage, and fadter service. I highly recommend them to any Business in the Lafayette area.