- Trusted Independent Agency Since 2011
Independent Foremost Signatureâ Agent · Lafayette, Indiana
Foremost Signature Home & Auto Insurance in Lafayette, IN
Lafayette Insurance is a locally owned, independent agency that writes Foremost Signatureâ Auto & Home, Foremost’s preferred personal lines program for homeowners and drivers. Foremost is part of Farmers InsuranceÂŪ, and Signature brings broad home coverage, modern auto options and bundle savings together, with a local team in Lafayette to help you choose.
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4.9-star rated on Google
Serving Greater Lafayette since 2011
3111 Builder Dr., Suite 6, Lafayette
Since 1952Foremost, an insurance innovator for more than 70 years
FarmersÂŪPart of the Farmers Insurance family of companies
Home + AutoBundle options with combined billing*
24/7Claim service, any time you need it
Your local Foremost Signature agent
A Foremost Signature agent in Lafayette and West Lafayette
Foremost Signatureâ Auto & Home is built for preferred homeowners and drivers who want broad coverage and the convenience of keeping their home and auto together.
Foremost has been an insurance innovator since 1952 and is part of Farmers InsuranceÂŪ. Foremost Signature policies are underwritten by Farmers Property and Casualty Insurance Company and its affiliated insurers, with a home office in Warwick, Rhode Island, and they’re sold through independent agents like Lafayette Insurance.
For our clients, that means another strong option when we shop your home and auto. Signature offers homeowners coverage with options like extended replacement cost and guaranteed rebuild where available, auto coverage with new vehicle replacement and a diminishing deductible, and bundle options that can combine your billing and, in some cases, your deductible.
We’re not Foremost or a Farmers corporate office. We’re an independent agency on Lafayette’s south side, appointed to quote, sell and service Foremost Signature policies, and we compare them with ERIE, Progressive, Nationwide and other top-rated companies.
Foremost Signature coverage
Preferred coverage for your home and your vehicles
Foremost Signature focuses on the policies most families need most: home, auto, and the savings of putting them together.
Homeowners Insurance
Protection for your home, belongings and liability, with replacement cost, extended replacement cost and Coverage A Plusâ options.
Home insurance âAuto Insurance
Liability, uninsured motorists, roadside and rental, plus optional new vehicle replacement, rideshare and diminishing deductible coverage.
Auto insurance âCondo & Renters
Coverage for owner-occupied condominiums and for renters’ belongings and liability, with the same bundle options.
Condo insurance âHome & Auto Bundle
Combine home and auto for additional discounts, combined billing and, in some cases, a single deductible.
Quote my bundle âCoverages, options and discounts vary by state, program and underwriting. Call us and we’ll tell you exactly which Foremost Signature options fit your situation.
Foremost Signature homeowners
Homeowners coverage with room to grow
From older homes near downtown Lafayette to new construction in West Lafayette and across Tippecanoe County, rebuilding costs have climbed. Foremost Signature homeowners policies include strong core protection, with options that help keep your coverage in step with what it would really cost to rebuild.
- Comprehensive coverage for your home, other structures, belongings and personal liability
- Replacement cost, extended replacement cost and Coverage A Plusâ options for extra protection if rebuilding costs more than expected
- Guaranteed rebuild, where available
- Water backup, service line and equipment breakdown (home systems) coverage options
- Ordinance or law coverage, scheduled personal property and a blanket property limit option
- Higher liability limits, plus home share and home business property and liability options
Protective device discountNewer home discountClaim-free discountMulti-policy discount
Foremost Signature auto
Auto coverage with modern extras
Along with the core coverages every Indiana driver needs, Foremost Signature offers options that make a real difference after a claim.
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New vehicle replacement
Optional coverage that can replace a newer vehicle after a covered total loss. Deductible and time and dollar limits apply.
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Diminishing deductible
Your deductible goes down for each consecutive year without a comprehensive or collision claim, up to a set maximum.
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Rideshare coverage
Optional coverage for drivers who use their own vehicle for services like Uber and Lyft.
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Roadside & rental
Towing and roadside service and rental reimbursement options when your vehicle is in the shop after a covered loss.
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Uninsured motorists
Uninsured and underinsured motorist coverage protects you when the other driver doesn’t carry enough insurance.
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Auto discounts
Savings may be available for multiple cars, going paperless and bundling with other Farmers family policies.
Some coverages are optional on some policies. Coverages, limits and discounts are subject to eligibility and underwriting and vary by state.
Home & auto together
Bundle with Foremost Signature and keep it simple
Foremost Signature is designed to make home and auto work together, so your coverage is easier to manage and often easier on your budget.
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Additional discounts
Putting your home and auto together may earn additional multi-policy savings.
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Combined billing
One bill for your home and auto policies, with flexible payment plans.
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Single deductible option
When one event damages both your home and your car, a single deductible may apply on bundled policies.
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eSignature
Sign policy documents electronically, without printing, scanning or a trip to the office.
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Online account & app
Make payments, get ID cards and policy documents, and check the status of a claim on your phone.
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Text alerts
Helpful policy and billing text alerts are available on many policies.
Strength & recognition
The strength behind your Foremost Signature policy
More than seven decades of Foremost innovation, backed by the Farmers Insurance family of companies.
1952
Foremost Insurance Company was founded on June 12, 1952, and has been an insurance innovator for more than 70 years.
Source: ForemostFarmersÂŪ
Foremost has been a member of the Farmers Insurance Group of Companies since 2000.
Source: Foremost38,000+
Foremost policies are offered through more than 38,000 agents across the country, including Lafayette Insurance.
Source: Foremost24/7
Report or check on a claim any time, day or night, by phone or online.
Source: Foremost8 in 10
In a 2025 survey, eight out of ten consumers who called Foremost for a quote said they are likely to recommend Foremost.
Source: Foremost 2025 NPS survey, as reported by ForemostLocal
Your Foremost Signature policy comes with a local agent in Lafayette who knows you by name.
Lafayette Insurance
The Lafayette Insurance difference
Foremost Signature coverage, with a local team behind it
Foremost Signature is sold through independent agents because local advice matters. Here’s what working with Lafayette Insurance looks like.
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Truly local since 2011
We live and work in Greater Lafayette. Our office is on Builder Drive on the south side, and our licensed agents are a phone call or text away.
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Independent, so you get options
We compare Foremost Signature with ERIE, Progressive, Nationwide and other carriers, so you see your choices side by side.
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We know local homes
From older homes in Lafayette to new builds in West Lafayette, we help set coverage limits that match what it would really cost to rebuild.
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Help when you file a claim
Call us first. We’ll help you start your claim, explain what to expect and stay with you until it’s resolved.
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A coverage check-up every year
We review your coverage at renewal, so your policies keep up with remodels, new vehicles, new drivers and life changes.
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Rated 4.9 stars by our clients
Our clients consistently praise our fast, accurate quotes and friendly coverage reviews. We’d love the chance to earn your review too.
Getting started
Get a Foremost Signature quote in three easy steps
Reach out
Call or text 765-474-2300, stop by our office, or request a quote online.
We shop it for you
A licensed agent gathers your details, quotes Foremost Signature and compares other carriers to find your best value.
Review & get covered
We walk you through every coverage, answer your questions, and handle the switch from your current insurer.
Looking for a Foremost Signature agent near you?
Whether you’re shopping your home, your cars or both together, Lafayette Insurance is ready to help today.
Areas we serve
Foremost Signature insurance across Greater Lafayette
Most of our clients live and drive in Tippecanoe County and the surrounding area, but we help Indiana families wherever they are.
LafayetteWest LafayetteTippecanoe CountyBattle GroundDaytonOtterbeinBrookstonDelphiAtticaFrankfortMonticelloBenton CountyWarren County
FAQ
Foremost Signature questions, answered
What is Foremost Signature?
Foremost Signatureâ Auto & Home is Foremost’s preferred personal lines program for home and auto insurance, sold through independent agents. Foremost is part of Farmers Insurance, and Signature policies are underwritten by Farmers Property and Casualty Insurance Company and its affiliated insurers.
Is Lafayette Insurance part of Foremost or Farmers?
No. Lafayette Insurance is a locally owned, independent insurance agency. We’re appointed to sell and service Foremost Signature policies, and we also represent ERIE, Progressive, Nationwide and other top-rated insurance companies.
Can I bundle my home and auto with Foremost Signature?
Yes. Bundling home and auto may earn additional discounts and gives you combined billing, and in some cases a single deductible can apply when one event damages both your home and your vehicle.
What is a diminishing deductible?
It’s an auto option that lowers your deductible for each consecutive year you go without a comprehensive or collision claim, up to a set maximum. Ask us whether it’s available on your policy.
Does Foremost Signature offer extended replacement cost on homes?
Foremost Signature homeowners options can include extended replacement cost, Coverage A Plusâ and, where available, guaranteed rebuild. We’ll help you choose the right settlement option and dwelling limit for your home.
Do you only sell Foremost Signature?
No. We also represent ERIE Insurance, Progressive, Nationwide and other top-rated companies. See all of the companies we represent.
Lafayette Insurance is an independent insurance agency located at 3111 Builder Dr., Suite 6, Lafayette, IN 47909, and is an appointed agent of Foremost Signature. Lafayette Insurance is not Foremost or Farmers Insurance and is not a Foremost or Farmers corporate office. ForemostÂŪ, Foremost Signatureâ , Coverage A Plusâ and Farmers InsuranceÂŪ are trademarks of their respective owners.
Foremost Signatureâ Auto & Home is underwritten by Farmers Property and Casualty Insurance Company, Farmers Casualty Insurance Company, Farmers Group Property and Casualty Insurance Company, Farmers Direct Property and Casualty Insurance Company, Economy Preferred Insurance Company, Economy Fire & Casualty Insurance Company and affiliated insurers, home office Warwick, RI. Each insurer is solely responsible for its own obligations. Products are subject to underwriting guidelines, review and approval and are not available to all persons in all states. Coverages, options and discounts described are subject to policy terms, conditions, limitations and exclusions, and vary by state and program. Talk with a Lafayette Insurance agent for details.
*Bundle benefits, company history, agent count and survey results are as reported by Foremost at foremost.com.