Originally published on our previous website in 2018. Some details, such as companies, coverage options and state requirements, may have changed since then. Call or text 765-474-2300 for current information.
When new prospective clients come to us to get an auto insurance quote, they usually ask why there is so much difference in rates from one company to another and also why their rates change from year to year. There are several factors that go into the rating platforms and very sophisticated formulas to determine the rates, and Alex Glenn of NerdWallet does a great job of explaining them in the article referenced below.
https://www.nerdwallet.com/blog/insurance/car-insurance/cheap-car-insurance-in-indiana-in/
Related reading: Why Car Insurance Rates Are Going Up in Indiana and What to Do If Your Car Battery Won’t Start in Cold Weather
Update (October 2026): Rates still vary widely from one company to the next, which is why we compare several companies for every quote. See our car insurance page or call or text 765-474-2300.