Independent agency since 2011 · 3111 Builder Dr, Ste 6, Lafayette, IN

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Best Time to Buy Life Insurance: Why Sooner Is Better

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Young couple reviewing their finances on a laptop at the kitchen table

Originally published on our previous website in 2014. Some details, such as companies, coverage options and state requirements, may have changed since then. Call or text 765-474-2300 for current information.

This is a common question that we get asked, and our answer is always right now. If you were able to predict the future and knew exactly the date you were going to die, you could buy the day before… no healthy person knows this. The older we get, the more expensive life insurance becomes, and we run the risk of becoming uninsurable due to conditions beyond our control. We offer all types of life insurance (whole life, term and universal life) to fit your individual needs and represent all of Indiana with our office located in Lafayette, IN. We also offer other types of insurance such as car insurance, home insurance, business insurance and health insurance. Call us today for a free consultation!

Related reading: When to Buy Life Insurance: Key Life Events and Life Insurance as a Gift: A Meaningful Holiday Idea

Update (October 2026): For current life insurance options, see our life insurance page or call or text 765-474-2300.


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